From first-time home buyers to buyers purchasing their 2nd or 3rd home, we recognize that no two buyers are alike. It’s because of this we like to set up an appointment and meet with you. This gives us the opportunity to match our expertise to your buying needs. Our meeting will consists of helpful steps and tips to take when starting in the buying process, from visiting with your lender, creating a parameter of your property search, to ironing out an affordable price point and check off as many boxes on your wish list. We will take care of setting up all the showings, negotiating when necessary with your best interest at the forefront, and taking the stress and worry away from you if any unforeseen obstacles get thrown our way. You will never be alone in the buying process. We will be right by your side from the beginning to the end of your buying journey as we believe we are not successful unless you are completely informed and educated along the way.
Buying or selling lets make
the Lake Country area your home!
We welcome the opportunity to become your Lake Country’s trusted real estate specialists by sharing our knowledge of the current market and creating a strategy to safely and successfully reach your real estate goals!
Start saving early
Here are the main costs to consider when
saving for a home:
- Down payment: Your down payment requirement will depend on the type of mortgage you choose and the lender. Some conventional loans aimed at first-time home buyers with excellent credit allow as little as %3 down. But even a small down payment can be challenging to save. For example, a 3% down payment on a $300,000 home is $9,000. Use a down payment calculator to decide a goal, and then set up automatic transfers from checking to savings to get started.
- Closing costs: These are the fees and expenses you pay to finalize your mortgage, and they typically range from 2% to 5% of the loan amount. You can ask the seller to pay a portion of your closing costs, and you can save on some expenses, such as home inspections, by shopping around.
- Move-in expenses: You’ll need some cash after the home purchase. Set some money aside for immediate home repairs upgrades and furnishings.